I have received many complains from the public especially old car owners in the last few months that they faced difficulties to renew their road tax as many insurance companies they approached refused to provide them with 3rd party insurance coverage. This is a problem for many car owners as they have to pay more for comprehensive insurance policy for their old cars.
I have brought up this issue in Parliament and the answer is below:
SOALAN:
Minta MENTERI KEWANGAN menyatakan mengapa syarikat-syarikat insurans tempatan enggan menawarkan perlindungan insurans kelas ketiga kepada pemilik-pemilik kenderaan lama dan apakah dasar Kerajaan terhadap insurans untuk kereta lama dan langkah-langkah untuk menyelesaikan masalah ini untuk meringankan beban pengguna.
JAWAPAN:
Untuk makluman Yang Berhormat, kadangkala penanggung insurans menolak risiko-risiko tertentu termasuk kenderaan lama, yang dianggap berisiko tinggi memandangkan pengalaman tuntutan yang buruk bagi kategori kenderaan jenis ini. Walau bagaimanapun, memandangkan insurans motor adalah diwajibkan di bawah Akta Pengangkutan 1987, industri insurans am telah menubuhkan "Malaysian Motor Insurance Pool" (MMIP) yang bertindak sebagai penanggung insurans terakhir. Sebagai penanggung insurans terakhir, MMIP wajib menawarkan perlindungan insurans seperti yang diminta oleh pemilik kenderaan. Pemilik kereta boleh mendapatkan perlindungan insurans daripada MMIP melalui cawangan-cawangan dua penanggung insurans, iaitu sama ada melalui Multi-Purposes Insurans Berhad ataupun Uni. Asia General Insurance Berhad. Industri insurans sedang dalam proses mengkaji penambahan jumlah penanggung insurans yang menyediakan khidmat MMIP.
Bank Negara Malaysia tidak membenarkan penanggung insurans memaksa pemilik kenderaan untuk membeli perlindungan insurans yang tidak diingini oleh pemilik kenderaan, sama ada perlindungan Komprehensif mahupun Pihak Ketiga. Pemilik kenderaan yang menghadapi masalah ini bolehlah berhubung dengan Pusat Hubungan Bersepadu Bank seperti di bawah:
Alamat:
Pusat Hubungan Bersepadu
Jabatan Komunikasi Korporat
Bank Negara Malaysia
Tingkat 14, Blok B,
Jalan Dato' Onn,
50480 Kuala Lumpur
Telefon: 1-300-88-5465
emel: bnmtelelink@bnm.gov.my .
Thursday, June 18, 2009
Parliament: Old car owners can still buy 3rd party insurance
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4 comments:
can get third party ins from UNIASIA SEREMBAN WHICH IS JUST OPPOSITE SEREMBAN JPJ.
CAN GET IT DONE WITHIN ONE HOUR.
NO HASSLE.
Thank you for the info
YB Loke,
This I have to ask: on the day on bloc voting to pass the DNA bill, only 40++ PR MPs were present and you guys were defeated by a miserable one vote.
My question was, where was the 30++ other PR MPs? How could they be absent during such important voting day?
P130 voter.
Dear YB Loke,
I hope this is an appropriate avenue to address this issue.
In the current income tax law, a tax payer is allowed a max of RM 3,000.00 combined deductible when he pays medical or education insurance premium.
Could I request YB to ask PM to approve that taxpayer are granted RM 3,000 separately for medical and education insurance deductibles.
RM 3,000 premium per annum nowadays can only buy you very little coverage.
Since insurance is a some form of protection and financial planning, it should be encouraged by giving better tax incentive for it.
Thank you for your attention, YB Loke.
P130 voter
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